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Terms of Use

Last updated: 1 January 2026

Welcome to phoneemicalculator.com. By using this website you agree to these simple terms. If you do not agree, please do not use the site. We have kept the language plain so it is easy to follow.

1. What this website is

This website gives a free EMI calculator and guides to help you understand the monthly cost of buying an iPhone in India. It is meant for general information and learning only.

2. Use the site fairly

3. Not financial advice

The results and guides are estimates, not financial advice. We are not a bank or a money advisor. Please read our Disclaimer for the full details, and always confirm the real terms with your bank before you buy.

4. Our content

The text, design, calculator and layout on this website belong to us. You may read and share links to our pages, but please do not copy large parts of the site and publish them as your own.

5. Ads and links

We may show ads (for example through Google AdSense) and link to other websites such as banks and shops. We do not control those ads or websites and are not responsible for their content or offers. Clicking them is your own choice.

6. No promises on accuracy

We work to keep everything correct and up to date, but we cannot promise the site will always be error-free or available. The site is provided "as is".

7. Our responsibility

To the extent allowed by law, we are not responsible for any loss or extra cost that may result from using this website or acting on its information. You use the site at your own risk.

8. Changes

We may update these terms or the website at any time. When we change the terms, we will update the date at the top of this page. Continuing to use the site means you accept the new terms.

9. Law

These terms follow the laws of India. Any dispute will be handled by the courts of India.

10. Contact

Questions about these terms? Reach us on our contact page.