Disclaimer
In short: everything on this website is for learning only. It is not financial advice. The numbers are estimates. Always check the real terms with your bank or the shop before you buy.
We are not a bank or money advisor
phoneemicalculator.com is an independent website that offers a free EMI calculator and simple guides. We are not a bank, a lender, a broker or a financial advisor. We do not lend money and we do not sell any loan or phone.
Our numbers are estimates
The calculator uses a standard EMI formula and the interest rate you enter. The results are close estimates to help you plan. Your real EMI can be different because of your bank's exact rate, processing fees, GST, cashback rules, your credit score and the offer running on that day.
Rates and prices change
Phone prices, bank interest rates, processing fees and no-cost EMI offers change often. The rates and prices shown in our guides are rough guides for a general idea. Please treat them as a starting point, not a promise.
Always confirm before you buy
- Check the live price of the iPhone on the day you buy.
- Confirm the exact interest rate and processing fee with your bank.
- Read the full terms of any EMI or no-cost EMI offer.
No liability
We try hard to keep the information correct and useful, but we cannot promise it is complete or error-free. Any choice you make based on this website is your own. We are not responsible for any loss or extra cost that may happen from using our calculator or guides.
External links
Some pages may link to other websites such as banks or shops. We do not control those sites and are not responsible for their content or their offers.
Trademarks
"iPhone", "Apple" and related names are trademarks of Apple Inc. Bank names belong to their owners. This website is independent and is not linked with, approved by or sponsored by Apple Inc. or any bank.
Questions
If anything here is unclear, please reach us through our contact page.